This is the story of how one Mom and Dad packed and moved with toddlers underfoot. Surely others had gone before us, but in the thick of it, it felt like we were the only two people in the world figuring this out. I was in shock.  I had never allowed myself to think about what it would be like if we actually sold the house, not even once.  I didn't want to get my hopes up, only to have something fall through.  But this was solid and concrete.  We sold our house. After one full week of planning and packing, I decided I can write the official manual on "How to Pack Efficiently with Toddlers".  Follow these steps exactly. Walk around the house Keep Reading

Dave Ramsey starts every hour of his radio program with "Cash is king." Anyone who consumes his content knows that using cash as the primary form of payment is a really, really big deal to the Dave Ramsey financial plan. It's also been the one of the most significant changes my husband and I have made over the last decade that has resulted in a budget that actually works for our family. And in turn, I have made the use of cash central to what I teach on FrugalLivingNW.com because I know, from experience, that it works. I have created courses in the past and taught MANY classes and seminars on creating and sticking to a budget. Many students in my Keep Reading