The Master Your Budget course is set to begin on Monday and I'm so freaking excited! I've created and updated the most comprehensive course on creating and living on a monthly cash flow plan that I could dream up. If you're ready to do what it takes to FINALLY take control of your money and achieve your financial goals, this is the course for YOU. I'm going to shoot straight with you. What I teach in this course is not a quick and easy solution to your financial problems. There's some moderately hard work and perseverance required, yes. But mostly, we're talking about a lifestyle transformation. You're going to end up viewing and handling Keep Reading

Are you tired of living paycheck to paycheck, knowing that you're one unexpected expense away from financial disaster? Are you frustrated with how much you're spending every month and believe you could be spending it more wisely? And are you tired of all the stress and conflict over your finances? There is hope. I'm thrilled to announce that we're opening the doors to our flagship money management course, Master Your Budget, for a very short time. This is a topic that I am incredibly passionate about and one that my husband and I have been personally living for over a decade. What I share in the Master Your Budget course is what has allowed our Keep Reading

As many of you know, my husband and I are giant Dave Ramsey fans and have been for a very long time. Back in 2006, we attended Financial Peace University and agreed that we would do everything that Dave told us to do during that course and see what type of impact it would have on our family's finances. We started by creating the monthly cash flow plan where every single dollar that came into our home was given a job on paper before the month began. It looks like this: INCOME - EXPENSES = $0 We did it. It was really hard (you can read just how difficult it was here). We had to do a bunch of work to find all of our bills and then figure out how Keep Reading

I'm super excited to share that I'm running a FREE 5-Day Budget Jump Start Challenge NEXT WEEK! This challenge will show you five simple ways to quickly get $250 (or more) in your bank account. Okay, I know that sounds a tad click-baity and I, just like you, HATE click-bait, but I promise that the strategies I cover in this challenge are legit. It's stuff that I've used to get my family's budget under control and to also get a little more money in our pocket. I created this challenge to help you find (or make) a bunch of cash within a short period of time so you can turn around and apply that money to your most pressing financial goal or need. Do Keep Reading

Dear Cold and Flu Season: I had no idea how pervasive and out of control you were until I had kids. All of our friends and family have had some form of debilitating sickness this year, whether it be cold, sinus infection, flu or all three mixed in together. We miraculously avoided even a single runny nose. I've been knocking on wood, crossing my fingers and doing weird voodoo dances all over the house trying to keep it at bay. And then one early, early morning. "Mom, wook." This from my two-year old after attempting to crawl in bed with me at five in the morning. I felt around his bed in the dark assuming he must have peed his pants. I wish I had Keep Reading