How to Declutter and Clean Out Your Phone *This article absolutely applies to the new year as well! It's always a great time to get a fresh start on everything in our lives. While you're busy spring cleaning your home (WINDOW SILLS AND BASEBOARDS AND LIGHT SWITCHES, OH MY), you may forget about some of the smaller, less conventional "spring cleaning" type items. If you're anything like me, you're ready to throw open the windows and shake off the dust from being inside ALL WINTER. This is also an excellent time to "spring clean" your phone. Your phone goes with you just about everywhere: in your purse, your back pocket, the front seat of your Keep Reading
How to establish good money habits
Earlier I talked about the barriers we often face as we work to get a handle on our finances. More times than not, it's our belief that we are at the mercy of others when it comes to our money: our spouse or partner, our job, our children, the government, our debt, our hectic schedules. Regardless of the excuse we give, 99% of the time, our own behavior is the reason we have money problems. And I totally get it -- telling your money how to act is really, really hard because it means we need to become the person in charge. And this means the responsibility lands squarely on our shoulders. We need to learn how to tell our money exactly how it's Keep Reading
6 simple things you can do to start 2020 off on the right financial foot
For many of us, the new year brings a renewed desire to get our finances in order. It's a great time to evaluate the specific items in your budget, but it can be a bit overwhelming. Where do you start? What line items should you focus on? Here are six fairly simple things you can do to start this year off on the right financial foot: 1. Set one financial goal for your family or yourself for this year. Make it something you can accomplish within the next couple of months with a reasonable amount of discipline and effort. Why start with a goal? Your efforts at cutting expenses and tightening up your budget will peter out without a goal in Keep Reading
DIY Detox: 10 steps to cleanse on the cheap
Are you ready to shed some weight and renew your energy? You’ve heard that your neighbor felt so much better after she tried a “detox,” and you wonder: “Does it really work? What does it cost? Should I do it, too?” Detox or cleanse are words that are thrown around all too often these days. It seems everyone is trying this detox or that cleanse in order to feel better. You must admit, all those health claims are intriguing: Lose 10 pounds in 7 days! Feel better than ever with our ABC detox! Restore your body’s function with XYZ cleanse! Regain the lost energy you crave! The question is: Do they work? Can it really be the cure all? Keep Reading
Healthy Make-Ahead Fruit & Veggie Smoothies {super easy breakfast option!}
We came up with the idea for these easy make-ahead smoothies the year my son started school and our mornings got crazy. My husband is gone before anybody wakes up which leaves me one hour to get myself and three kids five and under fed, dressed, packed up for the day and out the door. I found myself falling in to the temptation of offering cereal and a banana every morning often enough that we wanted to have some healthier options for a quick breakfast. Inspired by an expensive, sugar-filled smoothie kit I saw in the freezer section at the grocery store, we created our own smoothie kits. Basically, I put all the smoothie ingredients ahead of time in Keep Reading
5 steps to tightening your budget belt
5 Ways to Tighten Your Budget Belt A few years back, I wrote about my life as a couponer, from reluctant to ridiculous to relaxed. Many of you could relate, sharing your own stories and observations. I loved reading all of your comments. It reminded me of the great amount of wisdom hanging out in this virtual community every day. You are some seriously smart shoppers. It also reminded me of the many options we have to cut back our spending in ordinary, everyday areas. Spending less can be tough. However, it is possible to make simple cuts that will still allow you to live well. Today I’m going to share a few from my family. This is not rocket Keep Reading
What it takes to start living on a budget
A few years back I launched a reader survey to see how I could serve all of you best. I thought you might want some help planning meals, or learning new grocery shopping savings strategies, or how to save money online. Boy, was I wrong. Want to know the common thread expressed throughout the survey? You want help managing your money. Many of you actually seem desperate for help. Some of you have lost hope that your financial life can be different. You see yourself as a pawn in this money game. And many of you sound like a victim. Your expenses, your income, your life is happening to you and you have no control. And I get it. I really do. My Keep Reading
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