Raised Garden Bed Building Instructions Our garden area has been under construction for several months now, but the finish line is finally in sight. Raised beds are not difficult to build; projects just take us forever to complete these days. Seriously, our toilet paper holder fell off the wall three months ago, and we still haven't fixed it. A two-minute job at most. But... we have kids, so it's more like a two-minute job that turns into plunking the little people into the bathtub, scrubbing the toilet, and starting a load of laundry. What was I going to do again? Anyway, when we purchased our home, there were already two large (8'x10') raised Keep Reading

Car Road Trip Ready Checklist With summer on the horizon, I think most of us are ready for the cold wintry days to be a thing of the past.  Bright, warm sun and a refreshing breeze make the perfect weather for a road trip. You could just jump in the car and go, but it’s best to do a little bit of planning and ensure that your car is in fact, road trip ready.   Start with a clean car, inside and out. You’ll feel more optimistic about the trip, things won’t get lost (as easily) or be difficult to find when you're on the highway. Before hitting the road, make sure the following are up to date:   Recent oil change Clean air filter Brake Keep Reading

Best Cash Envelope Wallet Systems I firmly believe that moving to a cash envelope system of cash flow planning (budgeting) is one of the smartest financial moves you can make. Once you get the general idea of how it works and decide to make the change, you will need to set up a cash envelope system. My rule for starting any system is "simplest is best." Start simple with using plain old small mailing envelopes, then move up when: You've proven that you can live on a cash envelope system and justify the cost. It will make your life easier. After living on cash envelopes for over twelve years, here are my criteria when selecting a cash Keep Reading