First, I want to thank all of you who attended the first Frugal Living Series class this morning! I think our maiden voyage was a success, though I am still picturing some of your overwhelmed faces. If you are one of the overwhelmed, let me give you some unsolicited advice: Start slow. You don't have to it all at once. Frugal Living is a lifestyle and is cultivated and mastered over time.If you're wondering to begin, here are a few suggestions (stop reading when you feel the panic creep up):1. Set your financial goals. You need lights at the end of the tunnel to remind you why you are working so hard to save money.2. Create your November cash flow plan Keep Reading