For many of us, the new year brings a renewed desire to get our finances in order. It's a great time to evaluate the specific items in your budget, but it can be a bit overwhelming. Where do you start? What line items should you focus on? Here are six fairly simple things you can do to start this year off on the right financial foot: 1. Set one financial goal for your family or yourself for this year. Make it something you can accomplish within the next couple of months with a reasonable amount of discipline and effort. Why start with a goal? Your efforts at cutting expenses and tightening up your budget will peter out without a goal in Keep Reading
What it takes to start living on a budget
A few years back I launched a reader survey to see how I could serve all of you best. I thought you might want some help planning meals, or learning new grocery shopping savings strategies, or how to save money online. Boy, was I wrong. Want to know the common thread expressed throughout the survey? You want help managing your money. Many of you actually seem desperate for help. Some of you have lost hope that your financial life can be different. You see yourself as a pawn in this money game. And many of you sound like a victim. Your expenses, your income, your life is happening to you and you have no control. And I get it. I really do. My Keep Reading
How you can efficiently run your home (ways to save time & money!)
Just in case you haven't heard, I wanted to let you know about this really cool resource we have available for you. It's my special Household Hacks email and (of course) it's absolutely free! I know that the word "hacks" means different things to different people, so here's what our new series is all about: Simple tips and tricks to help you efficiently manage your home while staying on budget. To me, "hacks" isn't a cheat so much as a way to do what you need to do in less time, with less struggle while not spending a bunch of money. I have some pretty helpful tips that are super simple (I'm not interested in elaborate Keep Reading
Declutter your house this month in less than 15 minutes a day! (#CleanOutChallenge)
Every single January I find myself wanting to set fire to the entire house and start over. How about you? Sounds like it's time for some decluttering! I'm so excited to tackle all the extra stuff in my house. Items that we no longer need, stuff that we''ll never use, junk that just needs to go. But I know myself too well. I'm awesome at starting things, but not great at finishing them, so if I set my goals to high, I'll give up on the second day. This means that I'm focusing just on GETTING RID OF STUFF this month. Not deep cleaning or revamping any organizational structures. Just removing the extra items that we don't need or won't Keep Reading
*HOT* Cereal stock-up sales at Fred Meyer, Safeway, Albertsons
This is the week to stock-up on breakfast cereal! There are two amazing deals running at Fred Meyer and Safeway/Albertsons: FRED MEYER (Friday & Saturday ONLY): Select large Kellogg's Cereal -- $1.49 with digital coupon (load the coupon to your FM Rewards Card from the FM app or the website) Limit 5 per Rewards Card *You cannot use a paper coupon on this deal as the digital coupon is a manufacturer’s coupon. Find more Fred Meyer deals here. SAFEWAY & ALBERTSONS (through Tuesday): Select GM cereal -- $1 with weekly ad coupon Limit 8 per transaction *You can use paper or digital manufacturer’s coupons with this store coupon. If you Keep Reading
*HOT* Get a KiwiCo activity box for $8 (LAST CHANCE)
The 60% off code is available through 12/31. KiwiCo, a subscription box service for kids, is having a GIANT SALE right now! These are my kids' FAVORITE activities. (Scroll down a bit for instructions on how to do this deal.) Use the code AWESOME at checkout to get the regular boxes for $7.98 shipped and the bigger boxes for under $12. This is 60% off the regular price. You can use the code on as many boxes as you'd like -- last year I purchased one box for each of my kids as Christmas gifts. If you have older kids, you especially need to buy a box. Their Tinker, Doodle, Maker, Eureka boxes are fabulous. My 12, 13, and 15 year olds Keep Reading
BEST GIFTS that are still available on Amazon (arrives in time for Christmas!)
Here is a BIG LIST of amazing deals that should arrive before Christmas from Amazon if you have Prime or another online retailer. LAST DAY TO GET IT FOR CHRISTMAS 🔥 Kid’s activity boxes from KiwiCo — $7.98 shipped (LAST DAY FOR CHRISTMAS SHIPPING) 🔥Allure Beauty Box with 5 cosmetics + mini makeup eraser + blowout styler — $10 I did a Facebook Live showing you what’s in the December box HERE. CLOTHING & ACCESSORIES Field & Stream Cabin Socks — BOGO + FREE shipping (Dick’s Sporting Goods) Field & Stream Cozy Sherpa Blankets — BOGO + FREE shipping (Dick’s Sporting Goods) 🔥 North Face Women’s Mattea Fleece Keep Reading
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