It’s the DSW one that gets me every time. It pops up in my inbox: Up to $15 off! Limited time offer! I click. I peruse. They’re all so cute! Fifteen seconds ago I didn’t need shoes. Now? Well, they’re such a good deal! And my shoes are pretty old … And if I bought two pair I’d save even more! Such is the trap. At times the very vehicle we use for finding deals can backfire, making us more focused than ever on accumulating items we don’t really need. Please tell me I’m not alone in this. I don’t need camping gear until I see the REI sale. I don’t need groceries, but who can pass on a $10 off $50? My old flip flops work just fine, but Old Navy’s Keep Reading
How to ditch cable and still watch your favorite TV shows
I am a TV fan. I'm certain you're not supposed to admit that outside of therapy, but I know I'm not alone. While I enjoy my television shows, our family budget just doesn't like the $100+ monthly cable or satellite bill. So, what's a TV-lovin' girl to do? Like you, I've seen all the people who proclaim "Netflix replaced our cable and we haven't looked back!" People who say that clearly didn't watch much (good) TV when they had cable. And those people are the ones who use the library to rent movies. I can't handle that type of responsibility. Our seven library cards filled with fines prove that. I'm here to tell you that you absolutely can Keep Reading
How to eliminate your family’s unexpected expenses
A common struggle we all experience when it comes to managing our money: Unexpected expenses. You're cruising along just fine with your regular expenses and then BAM! Your car needs new tires. Your kid breaks his leg. The water heater stops working. Now a giant chunk of your paycheck has been involuntarily diverted to paying for something that was supposed to be paying your water bill, your credit card payment, or vacation savings. No wonder you feel like you can't get traction with your money. You're the hamster in a wheel -- working really hard to run fast, but your efforts never bring you to an actual destination. What if there was a Keep Reading
Are FabFitFun boxes worth it? Here’s what I think (+ a 40% off promo code!)
FabFitFun Winter Editor's Box + 40% OFF Promo Code! FabFitFun is having a great sale on their Winter Editor's Box -- 40% off! Use the code MAJOR to get your first box for just $29.99! If you've spent any time on Facebook or Instagram, you've certainly run into one (or a LOT) of bloggers, "influencers," and celebrities talking about FabFitFun. I swear I haven't seen so many incredibly rich and beautiful people soooo excited to show you a box of stuff as I do when a new season's FabFitFun box launches. After I saw the 32nd Facebook ad for FabFitFun, I realized that there must be money to be made promoting these things, so (obviously) I got a Keep Reading
How to Save Money on Grains
How to Save Money on Grains We all know that cooking and baking from scratch has many benefits: It's often cheaper than buying prepared foods. It's more healthful because you control the ingredients. It's fun (for many people). This post is part of a series on How to Save Money on Real Food where we cover how to save money on meat, produce, grains, and dairy. Here are some ways I've found to save money buying baking ingredients and grains: Be prepared to properly store your grains. I store my grains in glass containers in my pantry and my extra flour in the freezer. If you are serious about stockpiling "real" food, you may want to Keep Reading
How to Save Money on Real Food (an introduction)
How to Save Money on Real Food Most of us know that you can save lots of money on "junk" or "fake" food by shopping the sales, using paper and digital coupons, and stocking up when the price is right. But did you know that you can use specific strategies to save money on real food as well? This post is part of a series on How to Save Money on Real Food where we cover how to save money on meat, produce, grains, and dairy. Let's stop for a second and define some terms so we're all on the same page. "Real" food: Food that our great-great-grandparents would recognize -- raw meat (not nuggets), dairy (not Go-Gurt), produce (not Veggie Booty), grains Keep Reading
How to create your first monthly cash flow plan
We've covered what it takes to start living on a budget and how to plan for unexpected expenses. Now it's time to start creating your monthly budget. What you need to do is make a list of the following: 1. What income you have coming in over the upcoming month. 2. What expenses are going out in the upcoming month. Can I be totally honest? This process just about killed me. It was tedious and takes a lot of time and created a bunch of tension between my husband and I. We had to wade through utility bills, insurance payments, and credit card bills plus try to figure out exactly how much it cost to feed our family, keep the car running, and our house Keep Reading
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